How to Determine Pain and Suffering in a Car Accident Case

If you’ve been injured in a recent car accident, you might be wondering how much your case is worth. You should call your auto insurance company who will explain the process of claiming damages to you. They can offer you compensation for medical bills, lost income, damage to your vehicle, etc. This post gives you an insight into the multiplier method and the daily rate method. Both methods relate to the assessment of pain and suffering rather than the total value of the claim.

What is pain and damage?

Pain and suffering is just that, the trauma you have after the accident. Every accident is different and everyone reacts differently to what they have experienced. If you were in severe physical pain as a result of the accident, your life has probably changed completely. In addition to being uncomfortable, physical pain can restrict your movements and make old routines difficult to handle. Physical pain can affect your work life and lead to stress if the bills keep coming in.

Daily pain can cause anxiety, PTSD, and depression. After physiotherapy, the emotional burden not only disappears. For example, if you are now in a wheelchair, the effects of the accident are obvious. Your whole life has changed and old activities are no longer possible. Compensation cannot eliminate the harmful effects of an accident, but it does give you the resources you need to recover.

The multiplier method

The multiplier method is used to calculate pain and suffering. This method can be used if your injury is long-term or permanent. Your lawyer will determine how much money you have lost since the accident. This includes lost wages, medical bills, etc. The amount of economic damage is then multiplied by a number that your attorney deems appropriate. This often depends on the severity of your injuries and the amount of economic damage. Therefore, if the injury is acute, the multiplication can be four or five times higher.

The daily rate method

The daily rate method is usually used when you can fully recover from your accident without long-term effects. The insurance company can determine how much you make per day and multiply that by the number of days you cannot work. This is the basis for the figure of pain and suffering that they come up with. This is not the same as loss of wages charged as part of your economic damage.

With that said, your attorney will make a calculation for evaluating your pain and suffering. Your insurance company may decide not to offer you anything. You have the authority to negotiate with a qualified personal injury attorney.

How can I make sure I’m getting the best billing?

The insurance company will offer you compensation based on their calculations of your pain and suffering. You may feel that you have experienced far more than what they offer. If you’ve been released, you may be too mentally stressed to return. You may be in pain from the injury and unable to resume everyday activities. A lawyer can help you negotiate your settlement by providing the right evidence to prove all of the turmoil you have been through. A knowledgeable attorney understands your pain and suffering, as well as the emotional burden, and can help you get the payoff you deserve. Visit for more information.

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