What Is the Average Settlement for Car Accident Back and Neck Injury in Ohio?

What is the average billing for back and neck injuries in car accidents in Ohio?

I hear this question a lot. I never have an exact answer.

It is correct that as a personal injury attorney in and around Columbus, Ohio, I spend a lot of time securing insurance for victims of car accidents who have sustained neck and back injuries. Calculating the average payment for my clients wouldn’t be difficult. The process would be time consuming, but adding up the comparisons negotiated for each case and dividing by the number of customers is a math problem in elementary school.

But I’ll just never do that. The resulting dollar number would be meaningless because too many factors determine the outcome of a case. The amount of claims settlement for car accidents depends at least on the severity of the injuries, the availability of liability insurance and the desire of the injured person to accept a settlement offer. average auto accident regime in Ohio

Get it done quickly

Let’s look at these three factors in reverse order. Suppose a person with a neck injury claims compensation from the driver who caused a car accident near Westerville, Franklin County. The injured person has limited health insurance coverage and is not inclined to wage months or years of battle with guilty driver insurance.

That person could quickly agree to accept an offer of settlement that does nothing but pay their medical bills. Even just looking at the dollar amount might think the payroll was too low, the victim is probably pretty happy. You are healthy again, not in debt, and you are dealing with the claims adjusters.

Agreement on a maximum billing

The availability of liability insurance is the second important factor that determines the amount of a bill for neck or back injuries after an accident. Liability insurance offers accident victims compensation for past and future medical expenses, lost wages, lost future earnings, and pain and suffering. Ohio state law requires drivers to have at least $ 25,000 in liability insurance, and many people get insurance for that amount.

Although full traffic accident recovery can cost much more than $ 25,000, the company that issues auto insurance is not legally required to pay more for claims than what is stipulated in the contract. An accident victim who is not underinsured by their own policy may have no choice but to accept maximum billing.

Fight for full compensation

In this example, imagine the victim of an accident caused by a commercial vehicle driver. After an 18-wheeler left a car when traffic jammed near a highway work zone, the person in the smaller vehicle went to hospital, required multiple surgeries, and spent several months off work.

The truck driver is covered by several insurance policies, including the insurance of the company that employed the trucker. Injury claims based on the facts of the crash can be asserted against any applicable policy.

In addition, the minimum liability coverage for insurance policies for commercial truck drivers and tractor units is higher than for vehicles for personal use. In these circumstances, victims can work with their personal injury attorney to fight for all the compensation they are entitled to. If an acceptable settlement payment is not offered, the case can be brought to court.

If you need to speak to a lawyer in central Ohio about a solution to a neck or back injury, contact Corey Heit at Heit Law. He offers free advice and takes appointments online. To speak to Corey directly, call (614) 898-5300.