The Ins and Outs of Filing a Personal Injury Claim Without an Attorney – Boca Raton’s Most Reliable News Source

Personal injury cases can be difficult as courts try to determine who is to blame and who is to blame

Right to compensation. In most cases, the counterparty’s insurance company has its own legal team that tries to avoid admitting guilt and paying off the claim. You can file a personal injury suit against an insurer without a lawyer, but there are a few things you need to know if you are to win the case.

Are your injuries minor?

If the accident was minor and you did not suffer any injuries, proceed on your own and avoid hiring a lawyer. Before doing this, however, it is important to remember that some injuries do not happen immediately.

If you have what you think is a minor bruise and accept the insurance company’s initial settlement offer, if you later discover a more serious injury, you cannot sue. Talk to your doctor to make sure your stiff neck isn’t a whiplash or a herniated disc before accepting settlement funds without a lawyer.

Has the insurance company assumed liability?

The insurance company owes its customers 100 percent

Accident, you may be fine without going through a lawyer. Remember

However, you must receive this declaration in writing.

Without this, you could open yourself to legal challenges across the board. You may know the other driver hit you on the butt, but he may have told his insurance company that you backed into his car. Get everything in writing.

Do you have time to manage your case?

You may still be in pain from the accident and need to see a doctor regularly

Events. Undergoing physical therapy or counseling, you may be pulled in all directions.

Personal injury claims can be complicated and time consuming. You’ll need to get testimony, review police reports, negotiate with the insurance expert, and meet filing deadlines.

Personal Injury Complications

There are many complications that can arise from a personal injury claim. Be aware of these complications if you decide to make your claim without it


· Shared guilt. In some states, you can lose your right to compensation if it is found that you are responsible for 50 percent or more of the accident. If you were texting and driving and ran over a stop sign and another car hit you, you could lose any right to compensation from the other driver. A lawyer will fight tooth and nail to make sure you are not to blame.

· Intermediary. If more than one person is involved in the accident, the insurance company can ask the court to determine the amount of money that each party will receive. If you have an attorney, they can fight for your fair share of the prize.

When to hire a lawyer

If you have extensive injuries or a complex case, you definitely need a personal one

Damages attorney to help you. Complex cases are:


Serious automobile accidents with serious injuries


Medical malpractice


Asbestos claims


Injuries to children


Prescription Drug Claims


Product liability cases.

While you can file a personal injury claim without a lawyer, there are many elements that you must demonstrate in order to receive maximum compensation. If your case is complex, the injuries are severe, and your medical debt is too, or you’re just not sure whether you can win on your own, consult a personal injury attorney. Most personal injury attorneys operate on a no-win-no-fee basis and offer other useful perks like free case assessments. It’s a win-win situation for you.

Author biography

With a BA in Communication and Paralegal Experience, Irma C. Dengler decided to combine her skills. In the past, when she was involved in her own litigation, she saw the weight of legal language firsthand. Confused terminology can easily disarm the average American. So she set out to empower her readers by making the law more accessible to them. Although she has covered all areas of civil and criminal law, insurance issues and her specialty are personal injury.

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